Military and Veteran Advantages in Real Estate

Should You Invest in Real Estate?

Active duty members of the military and those qualifying for the veteran’s benefits have several advantages over the typical investor when it comes to growing in real estate. In our area particularily, we have two of the nation’s largest Air Force Base’s, a Naval Base and several Army bases not too far away. Because we are a vacation destinaton as well, investing in real estate as an active duty member in the Military or Veteran is not a bad idea.


Since the VA loan program’s inception in 1944, the Department of Veterans Affairs has backed more than 21 million loans for veterans, active-duty military members, and their spouses. This program has made buying a home more accessible to those who most deserve the American dream they helped build and protect.

VA loans feature many benefits that help make home buying possible, including the following:

  • No down payment requirement
  • No mortgage insurance
  • Lower average interest rates
  • Limits on closing costs
  • More lenient credit requirements

VA home loans have boomed in recent years, attracting many veterans and military members who may not qualify for conventional loans, which have stricter credit requirements.

Still, many eligible buyers are unaware of the benefits of VA home loans and the protections they offer. Some buyers also make the mistake of assuming a government-backed loan comes with endless red tape and miss an opportunity to benefit.

Typically, veterans and active-duty service members are eligible for a VA home loan if they served in the following capacity:

  • 90 consecutive days on active duty during wartime
  • 181 consecutive days on active duty during peacetime
  • 6 or more years in the National Guard or Reserves

Some spouses of military members who died in the line of duty or of a service-related disability may also be eligible for a VA loan.

Talk with a VA lender about obtaining your Certificate of Eligibility and getting a sense of your purchasing power.


For more information on how to get started in investing in real estate today, contact me today! I would love to help you out in any way that I can.